Me. Mindset. Money. Meaning.

1% better, every day.

Horizon helps successful people and families move from success to significance, and emerging leaders build the foundations to get there.

The Philosophy

The Horizon Mandate

“In the search for knowledge, there are no borders. In service to society, the sky has no limit.”

Horizon Impact Advisory grew from a twenty-one-year journey, and from the Horizon Prize, handmade for our founder by a mentor in 2005. It was also born of a simple observation from a decade in private wealth: the people who struggle most are rarely short of drive or money. They are short of self-worth, clarity, and meaning. We believe the true measure of success is the good it does for others, across generations.

We work on four things, and we say them in four words.

Me

The Foundation

The self-worth, health and habits that everything else stands on.

Mindset

The Character

The character that compounds, one small day at a time.

Money

The Clarity

Clarity about what wealth is for, beyond the numbers.

Meaning

The Contribution

The contribution that outlasts the balance sheet.

Move all four one percent a day, and a life changes shape.

“Seeing Jin Hui institutionalise this spirit through Horizon Impact Advisory is the ultimate realisation of the Horizon Prize legacy: raising people up in the service of mankind and towards excellence in service.”

Professor Low Cheng Hock

Uplifting Generations. Creating Impact for Life.

What We Do

Four Words. One Direction.

Every Horizon journey starts with Me: the first 90 days, rebuilding self-worth, health and habits, before we touch Mindset, Money or Meaning. From there, it unfolds over 6 to 18 months of structured coaching, one to one, by referral.

Mindset

Horizon Impact Academy

Talks, workshops and one-to-one coaching on happiness, leadership and personal mastery. Built on 1% Better, our method for small daily improvements that compound into character. Our flagship talk, Happiness, Leadership and Personal Mastery, is offered complimentary to companies, schools and community groups.

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Money

Financial clarity, not financial products

Education and coaching that help individuals and families understand what their money is for: the Art of Spending, the habits behind saving and investing, and the conversations families avoid until it is late. We work alongside your own licensed advisers and bankers, and we do not give financial advice or sell financial products. Our job is clarity.

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Meaning

Impact and philanthropy

Helping successful people and families move from success to significance: shaping a giving intent, choosing where effort and money will matter most, and building contribution into how the next generation lives, gives and leads. Informed by the Horizon Prize and by our founder's certificate in Philanthropy and Social Impact from the Wealth Management Institute.

Explore impact

The 1% Trail

Documenting from the Trail, Not from the Summit.

On 14 August 2026, our founder began an 18-month personal experiment: 548 days of small, daily, unglamorous improvements in health, habits, family time and craft.

The rules are simple. One small improvement in each of the four Ms, every day, tracked honestly, misses included. The numbers are published at Day 30, Day 60 and Day 100, so you can see the method practised before it is ever prescribed. No highlight reel, just the ledger.

Why 548? Because 1% better, every day, is easy to say and hard to live. This is the founder walking the method in public, over five hundred and forty-eight consecutive days, before asking any client to walk it with him.

The Mathematics of a Year ×1 1% better, every day · ×37.8 1% worse, every day · ×0.03 For months, almost nothing seems to happen. That is not failure. That is compounding. Day 1 Day 365 Drawn to the true values of 1.01 and 0.99 compounded daily across 365 days, not to a stylised curve.
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The Foundation Scan

Where Do You Stand?

Forty honest statements. Five minutes. A clear picture of where you stand on Me, Mindset, Money and Meaning, with your results sent to your inbox. Free, and private.

Take the scan
Lucas Ang, Founder of Horizon Impact Advisory

About the Founder

Lucas Ang 洪进辉

Founder · Speaker · Certified Coach

Lucas Ang didn't start at the top. The son of a taxi driver, he came up through the Normal (Technical) stream, ITE and polytechnic before earning a place at the National University of Singapore, where he completed three programmes at once: an honours degree in Computing, the University Scholars Programme, the multidisciplinary programme reserved for the top three percent of each cohort, and Technopreneurship through the NUS Overseas College, working in Silicon Valley and studying at Stanford University. A load that usually takes five and a half years, he finished in four, on two concurrent scholarships: the Lee Kuan Yew Scholarship and the NUS Undergraduate (Merit) Scholarship. He graduated a designated University Scholar.

In all, four honours bearing Lee Kuan Yew's name mark that climb: the inaugural Lee Kuan Yew Award for Outstanding Normal Course Student (2004), the Lee Kuan Yew Gold Medal (2009), the Lee Kuan Yew Award for Mathematics and Science (2009), and the Lee Kuan Yew Scholarship (2011). He holds them with gratitude, and as a quiet debt: what was invested in a taxi driver's son is now his to pay forward.

Along that climb, a mentor handed him a handmade prize inscribed with five words he never forgot: the sky has no limit. It became the belief behind everything he builds, and the name of this firm.

The career that followed was not a straight line either. It spanned economic development, a Silicon Valley venture and a decade in private wealth with banking and financial institutions, and it held its own crossroads and hard seasons. At every one of them, someone lent him a horizon. He became a coach because he spent twenty years needing one, and he founded Horizon Impact Advisory so the next generation of leaders will not have to climb alone. Through Horizon Impact Academy he speaks, coaches and mentors on resilience, social mobility and purposeful living.

His measure of success isn't the size of a portfolio. It's whether what we build lasts, and lifts people up.

MSc Asset and Wealth Management · Certified Coach
Cert. in Philanthropy and Social Impact

Lucas also advises on landed, luxury residential, and commercial properties.

Ways to Work with Horizon

Talks

Talks and mentoring through Horizon Impact Academy: a 45 to 60 minute session on happiness, leadership and personal mastery. The flagship talk is complimentary for companies, schools and communities.

Coaching journeys

One-to-one journeys of 6 to 18 months for business leaders, founders and emerging leaders, by referral, grounded in the 1% Better method. It starts with Me: the first 90 days rebuilding self-worth, health and habits.

Family conversations

Facilitated sessions for families on money, meaning and the next generation, alongside your existing advisers.

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Contact

Start a Conversation

Tell us what you're building, and what you'd like to move one percent.

The first conversation is complimentary, and by referral.